She's On The Money
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She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actuall...
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Nothing To Smile About: When Debt Costs You Dental Visits
The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse...
ETFs Explained: Everything You Need to Know Before You Buy Your First One
Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive...
She Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going
This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who spent years living payc...
Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why
Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister, Anthony...
“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat
Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our comm...
Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out
The federal budget has dropped… and Australians have opinions.
So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after...
My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?
Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt.
Stressy and a little scan...
The Costs of IVF: Financing Your Fertility Journey
This episode is what happens when financial planning and family planning have a baby.
Why is it that egg-freezing and IVF feel like buzzwords; d...
BONUS: The 2026 Federal Budget Explained Without The Boring Bits
The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got th...
Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree
Have you ever thought, “maybe I’ve missed my chance.”
This weeks diarist started uni three separate times and dropped out every single one. Work...
Take It or Leave It: Could Taking Stress Leave Affect My Insurances?
It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird...
Building The Dream: Jess Shares What She’s Learned (So Far)
Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin?
She’s on th...
21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck
You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still a...
'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?
Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.
In this week’s...
The RBA: Who’s Calling the Shots and How it Affects Your Rates
The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything a...
From Debt and Divorce to Building Her Dream Home as a Single Mum
She went from owing money to everyone… to building her dream home.
This week’s Money Diary is a story about starting over. After having kids and...
Is It Lifestyle Creep… or Is Life Just Getting More Expensive?
Be honest… are you actually spending more, or does it just feel that way?
In this week’s Friday Drinks, we’re unpacking the very real confusion...
Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio
If you’ve opened your investing app lately and immediately closed it again… this one’s for you.
The share market has been all over the place, he...
I Fell Pregnant at 30… While Single and Working 70-Hour Weeks
This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks.
At the time, money wasn’t t...
Salary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?
This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary,...
Money hacks that actually make you cash (Real Ideas From Our Community)
If you’ve been feeling like you need to make a bit more money right now… this episode is for you.
This week, Jess and Bec are getting nosy (in t...
I Tried to Time the Market… But the Market Timed Me
What actually happens when you start investing… and just figure it out as you go?
In this week’s Investing Diary, we’re chatting to a Money Bee...
I Earn $280K… But I’m Completely Burnt Out and Trapped
This week’s Friday Drinks is a little bit rogue… and we’re not mad about it.
We’re diving into a money dilemma from someone earning a very impre...
Trillions Wiped From the Share Market… What’s Actually Going On?
If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you...
I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest
What happens when you hit rock bottom with money… and decide to completely turn your life around?
In this week’s Money Diary, we meet a She’s on...
Debt That Got Out of Control… Can You Fix It?
It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀).
We kick things off with Jess s...
Travel Savings Hacks That Feel Illegal (But Aren’t)
If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you.<...
Made Redundant Twice… And Built a Profitable Business Anyway
If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind.
Our diarist is a 32-yea...
Should You Sell Shares for a House Deposit? (+ Buying Property With Family)
V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute bab...
The Investing Trends That Defined 2025 (And What They Mean For You)
If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet.
In this week’s Deep Div...
How One Mum Turned a Job Loss Into a Multi-Million Dollar Comeback
If you think losing your job would set you back financially… this week’s Money Diary might change your mind.
In 2018, our diarist lost her corpo...
Can You Actually Use Your Super To Buy Property? And Whose Responsibility Is It To Pay For Your Parents’ Funeral?
This week on Friday Drinks, we’re answering one of your questions straight from the SOTM community… and let’s just say, it’s one we get asked a lot. C...
Meet The Woman Getting Brands To Pay For Period Products Instead Of Women
Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why?
Why is this somet...
Investing Diaries: ASX and the City
Would you love to start and investing club with your friends? That’s exactly what this week’s Money Diarist did. Inspired by the investing club her mu...
Are You Actually Behind Financially? And the 12 Month Job Myth
You're saving. You’re investing. You’re working towards your financial goals..... and yet somehow you’re still stuck in the exact same place? This wee...
How Being a Woman Changes Your Insurance (and Why We End Up Claiming More)
What would actually happen if you couldn’t work tomorrow… and your income just stopped? Because here’s the uncomfortable truth: Insurance isn’t gender...
The $110-a-Month Decision That Saved Her When the Worst Happened
If you've ever asked yourself if personal insurance is really worth it... you need to listen to the episode! This week’s Money Diarist always consider...
High Pay vs Flexibility: What’s the Best Career Choice?
International Women’s Day is this weekend, and while we love celebrating incredible women, it also felt like the perfect time to talk about some of th...
Equity Explained: Is It Really the Shortcut to Getting Rich?
Everyone keeps saying “just use your equity” like it’s some kind of cheat code to getting rich… but what does that actually mean? To break it all down...
She Bought Her First Home With a 2% Deposit on an $86k Salary
If you’ve ruled out owning property because you don’t have a 20% deposit… or you’re single… or your salary isn’t over $100k, well this week’s Money Di...